1 . 沉重的學生

like Griffith , they're facing a one-two punch at graduation : hefty student loans and smothering credit card-not to mention a job market that , for now anyway , is dismal .就像格里菲斯那樣，他們在畢業之時就會面臨“連環打擊”：沉重的學生貸款和令人窒息的信用卡賬單，更別提現在這低迷的就業市場了。

1 . 巨額罰款

Couples who flout the rules face hefty fines, seizure of their property ...夫妻誰藐視規則面臨巨額罰款,沒收他們的財產和失去他們的工作。去年,一個政府認為.

1 . 龐大的債務

Rio instead raised cash to down hefty debts with a rights issue and also announced an iron ore tie-up with BHP ( which itself had tried , and failed , to acquire Rio in 2008 ) .力拓集團用增股的方式替代現金支付龐大的債務，并同時宣布與必和必拓結盟（之前曾經嘗試過，失敗了，最終力拓在2008年成功構建聯盟)。

1 . 嚴重的信貸

the bursting of the housing bubble has led hefty credit losses : most Western financial institutions are short of capital and some are insolvent .房市泡沫的爆裂導致了嚴重的信貸損失：大部分西方金融機構處于資本短缺的狀態，有些甚至破產。